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"Buy Your First Home. All The United States Department of Justice announced that Finance of America Mortgage, LLC has agreed to pay $14.5 million to settle a False Claims Act lawsuit involving.
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When you’re buying a home, mortgage lenders don’t look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.
In between, a $110,000 mortgage was taken out on the home, supposedly for renovations. In the mid-2000s, the availability of easy money, poor due diligence by lenders and low- or no-documentation.